Insurance Policies for Cleaning Contractors
gsi insurance offer a range of policies for cleaning contractors of all types, from small one-man bands to large, national cleaning contractors turning over tens of millions of pounds a year.
With more than 40 years experience in the insurance industry, gsi insurance have relationships with a wide range of insurers dedicated to giving you the best cover possible.
Tailored Insurance Quotations
With over 40 years experience in the insurance trade and customer service being at the very heart of the business ethos, gsi insurance assign you a dedicated, specialist account handler. Your account handler will tailor your insurance quotation around your individual circumstance, manage your policy and premiums as well as remain on hand to support you through a claim.
Employers Liability
If you employ somebody you are legally required by law to take out an Employers Liability insurance policy. This covers you and the business should an employee decide to take legal action against you for whatever reason.
Public Liability
Public Liability Insurance covers you should a member of the public decide to bring legal action against you or your company, often if they suffer a loss due to the negligence of you, your employees or your business.
Products Liability
If you sell products to the public then you have a responsibility to ensure they are safe. This cover protects you if a customer suffers a loss and decides to take legal action against you or your business.
Business Interruption
When a business makes a claim, it’s usually because it has suffered some kind of loss and in these instances it’s easy to forget just how much time and effort goes into putting those things right again. Business Interruption cover can be included in your insurance package to make sure you are covered for any loss in profit you experience during the time spent dealing with an interruption of this nature.
Money Cover
If you keep sums of cash on your premises, or in transit (to and from the bank for example), Money Cover insures against loss and theft.
Shop Front Cover
Insurance to cover you against damage to your ‘shop front’ and/or glass. Cover can also be extended to include internal glass and frames if required. Please note that this type of cover may be a prerequisite by your Landlord, check your tenancy agreement if you’re not sure.
Contents Insurance
Should your premises be broken into, catch on fire or damaged, Contents Insurance covers you for any losses from within the premises, such as (but not restricted to) furniture, computers, electrical equipment and more.
Buildings Insurance
Buildings Insurance is to cover the costs for rebuilding or repairing the physical structure of your business premises.
Goods in Transit Insurance
Goods in Transit Insurance covers your business against the damage or loss of any goods that are being transported from one place to another, various levels of insurance cover are available depending on the nature of how those goods are transported and their value.
Fidelity Insurance
Protect your business against any losses you might suffer as a result of an employee’s act of fraud, forgery or dishonesty. This can relate to the loss of both goods and money and can be set up for one individual employee or a whole group of them.
Lock & Key Replacement Insurance
As you might expect, Lock & Key replacement insurance covers the cost to replace or repair lost or stolen keys. This type of cover is often added on to other policies rather than being a standalone insurance cover.