Restaurants, Pubs & Wine Bar Insurance in Northamptonshire
With over 40 years of experience in helping restaurants, pubs and wine bars to ensure they are adequately covered; gsi insurance can help your business stay active, even in the event of an unfortunate incident.
With strong relationships with insurance providers who specialise in the hospitality industry, gsi insurance are committed to ensuring your policy covers exactly what you need and the claims process causes minimal disruption to your business should the need arise.
Tailored Insurance Policies for Restaurants, Pubs, Wine Bars and More
Each policy is built around your individual requirements and you will be assigned you own personal Account Handler who will take care of all your quotations, policies and premiums as well as being on hand to guide you through a claim should the unfortunate actually happen.
A range of insurance policies are available specifically for restaurants, pubs and wine bars...
With a number of tailor-made policies available to cover a range of establishment and club types, gsi insurance are committed to giving high levels of customer service and care alongside realistic and affordable quotations.
Employers Liability
If you employ somebody you are legally required by law to take out an Employers Liability insurance policy. This covers you and the business should an employee decide to take legal action against you for whatever reason.
Public Liability
Public Liability Insurance covers you should a member of the public decide to bring legal action against you or your company, often if they suffer a loss due to the negligence of you, your employees or your business.
Products Liability
If you sell products to the public then you have a responsibility to ensure they are safe. This cover protects you if a customer suffers a loss and decides to take legal action against you or your business.
Business Interruption
When a business makes a claim, it’s usually because it has suffered some kind of loss and in these instances it’s easy to forget just how much time and effort goes into putting those things right again. Business Interruption cover can be included in your insurance package to make sure you are covered for any loss in profit you experience during the time spent dealing with an interruption of this nature.
Money Cover
If you keep sums of cash on your premises, or in transit (to and from the bank for example), Money Cover insures against loss and theft.
Shop Front Cover
Insurance to cover you against damage to your ‘shop front’ and/or glass. Cover can also be extended to include internal glass and frames if required. Please note that this type of cover may be a prerequisite by your Landlord, check your tenancy agreement if you’re not sure.
Contents Insurance
Should your premises be broken into, catch on fire or damaged, Contents Insurance covers you for any losses from within the premises, such as (but not restricted to) furniture, computers, electrical equipment and more.
Buildings Insurance
Buildings Insurance is to cover the costs for rebuilding or repairing the physical structure of your business premises.
Goods in Transit Insurance
Goods in Transit Insurance covers your business against the damage or loss of any goods that are being transported from one place to another, various levels of insurance cover are available depending on the nature of how those goods are transported and their value.
Personal Accident and Assault
Provide cover for your Proprietor, Directors and Employees in the event of death or injury while carrying out their duties on the premises or as a result of a theft or attempted theft.
Employee Theft Cover
Protect your offices against theft of property by your employees by including this cover in your policy.
Loss of License Insurance
Cover your business against the losses you would incur (both in terms of your income and reducing the value of your business) in the event of losing your license to sell alcohol on your premises.
Computer Breakdown Cover
Take this additional cover on your contents insurance, to ensure your admin team are functioning as quickly as possible following the loss, damage or theft of your computer equipment, software, data and peripheral equipment.
Terrorism Insurance Cover
Terrorism Insurance is offered to businesses but it’s important to assess the risks your company faces before taking this type of policy. With so many different types of act of terrorism, it can be difficult to make sure you are adequately covered, call gsi insurance to understand how your business might be vulnerable.