Takeaway Insurance in Northamptonshire
gsi insurance have been arranging policies for local takeaway businesses in the Northamptonshire area for over 40 years.
With a wide selection of specialist covers available gsi insurance can take the pain out of finding competitive quotes and create a policy that actually covers what you need.
Customer Service Excellence
You will be assigned your own individual account handler who will be responsible for helping you find the right policies, arrange your premiums and even be there to guide and support you in the event of an insurance claim.
A wide range of policies for all types of takeaway
Employers Liability
If you employ somebody you are legally required by law to take out an Employers Liability insurance policy. This covers you and the business should an employee decide to take legal action against you for whatever reason.
Public Liability
Public Liability Insurance covers you should a member of the public decide to bring legal action against you or your company, often if they suffer a loss due to the negligence of you, your employees or your business.
Products Liability
If you sell products to the public then you have a responsibility to ensure they are safe. This cover protects you if a customer suffers a loss and decides to take legal action against you or your business.
Business Interruption
When a business makes a claim, it’s usually because it has suffered some kind of loss and in these instances it’s easy to forget just how much time and effort goes into putting those things right again. Business Interruption cover can be included in your insurance package to make sure you are covered for any loss in profit you experience during the time spent dealing with an interruption of this nature.
Money Cover
If you keep sums of cash on your premises, or in transit (to and from the bank for example), Money Cover insures against loss and theft.
Shop Front Cover
Insurance to cover you against damage to your ‘shop front’ and/or glass. Cover can also be extended to include internal glass and frames if required. Please note that if you rent or lease the building that you trade out of, you may still need Shop Front Cover as this could be a requirement by your landlord. Make sure you check your tenancy agreement to ensure you are suitably covered.
Contents Insurance
Should your premises be broken into, catch on fire or damaged, Contents Insurance covers you for any losses from within the premises, such as (but not restricted to) furniture, computers, electrical equipment and more.
Buildings Insurance
Buildings Insurance is to cover the costs for rebuilding or repairing the physical structure of your business premises.
Goods in Transit Insurance
Goods in Transit Insurance covers your business against the damage or loss of any goods that are being transported from one place to another, various levels of insurance cover are available depending on the nature of how those goods are transported and their value.
Personal Accident and Assault
Provide cover for your Proprietor, Directors and Employees in the event of death or injury while carrying out their duties on the premises or as a result of a theft or attempted theft.
Employee Theft Cover
Protect your offices against theft of property by your employees by including this cover in your policy.
Loss of License Insurance
Cover your business against the losses you would incur (both in terms of your income and reducing the value of your business) in the event of losing your license (if you have one) to sell alcohol on your premises.
Terrorism Insurance Cover
Terrorism Insurance is offered to businesses but it’s important to assess the risks your company faces before taking this type of policy. With so many different types of act of terrorism, it can be difficult to make sure you are adequately covered, call gsi insurance to understand how your business might be vulnerable.