Specialist Hotel & Guesthouse Insurance, Northants
Is your Hotel, Guesthouse or Bed & Breakfast covered against loss, damage or a claim being brought against you? gsi insurance partner with a number of specialist providers to create a bespoke insurance package at the best possible price.
Saving you time, money and most importantly from the mistake of taking a policy which doesn’t give you the cover you need, gsi insurance use over 40 years of experience to help you assess your needs and make sure you aren’t caught out by unseen loopholes in the small print.
Quality Customer Service
Customer service is central to the gsi insurance business ethos, not only will you be assigned an individual account handler, the team here will always be on hand from organising your policy, managing your premiums to supporting you during a claim.
A wide range of policies for Hotels and Guest Houses...
Employers Liability
If you employ somebody you are legally required by law to take out an Employers Liability insurance policy. This covers you and the business should an employee decide to take legal action against you for whatever reason.
Public Liability
Public Liability Insurance covers you should a member of the public decide to bring legal action against you or your company, often if they suffer a loss due to the negligence of you, your employees or your business.
Products Liability
If you sell products to the public then you have a responsibility to ensure they are safe. This cover protects you if a customer suffers a loss and decides to take legal action against you or your business.
Business Interruption
When a business makes a claim, it’s usually because it has suffered some kind of loss and in these instances it’s easy to forget just how much time and effort goes into putting those things right again. Business Interruption cover can be included in your insurance package to make sure you are covered for any loss in profit you experience during the time spent dealing with an interruption of this nature.
Money Cover
If you keep sums of cash on your premises, or in transit (to and from the bank for example), Money Cover insures against loss and theft.
Shop Front Cover
Insurance to cover you against damage to your ‘shop front’ and/or glass. Cover can also be extended to include internal glass and frames if required. Please note that this type of cover may be a prerequisite by your Landlord, check your tenancy agreement if you’re not sure.
Contents Insurance
Should your premises be broken into, catch on fire or damaged, Contents Insurance covers you for any losses from within the premises, such as (but not restricted to) furniture, computers, electrical equipment and more.
Buildings Insurance
Buildings Insurance is to cover the costs for rebuilding or repairing the physical structure of your business premises.
Goods in Transit Insurance
Goods in Transit Insurance covers your business against the damage or loss of any goods that are being transported from one place to another, various levels of insurance cover are available depending on the nature of how those goods are transported and their value.
Personal Accident and Assault
Provide cover for your Proprietor, Directors and Employees in the event of death or injury while carrying out their duties on the premises or as a result of a theft or attempted theft.
Employee Theft Cover
Protect your offices against theft of property by your employees by including this cover in your policy.
Loss of License Insurance
Cover your business against the losses you would incur (both in terms of your income and reducing the value of your business) in the event of losing your license to sell alcohol on your premises.
